Real Estate Your Way!

Hello everyone,

I was thinking today about what it means to be able to purchase a home.  I remember the first home my husband and I purchased.  We were young, with two small children.  Yes it took a while for us to take the first step to home ownership.. I was so excited and ready to put our hard earned money to good use..equity... our equity....we saved and looked within our budget and what we could afford.  To our pleasure we realized there was a lot out there to choose from.  We had a great agent and purchased our first home.  My husband use to get mad at me for saying I paid the rent, and he's say it's not rent it's our house payment.

We would still be there today if we had not moved to New Mexico, but we did and purchased our second home.  The process was a little different, the price was higher and we were new to the area. 

Then we got the opportunity to move back to Lubbock and purchase our third home where we are today. I actually didn't like the house we chose, we had to buy in a certain price range due to capital gains tax still being in effect.   We had a great agent and we had to make concessions on what we wanted versus what we could afford.  We wanted square footage and fireplace and the list goes on and on.  I like the house very much now, it's our home.

My point is this, a house is something you buy and a home is a place where you live, laugh and love.  Take the first step and get pre-qualified, plan and be honest in the process.  Set your goals and work on one issue at a time. Credit issues are an issue most of us have had.  There no need to be ashamed or embarrassed.  Buying or selling is a process and in order to experience the excitement you Just Have To Do It. 

The reality is that most of us are not savers, we're spenders.  But you need to know that the interest rate is excellent right now especially with a excellent credit score, even it your credit score is not so great.  The rate is still amazing and for the first time in a long time worth the effort. 

Stop giving your money away and put your hard earned money towards your equity. (equity is money you will get back if or when you sale, it's like a saving account or secure funds)  Accomplish your home ownership dream and find an agent that will help you in the process.    I would be honored to be that person.  But if not your chosen agent, I'm still excited that your taking the plunge.  It's worth the efforts and after you do it, call me and we can have coffee.