It's never to late to own your own!
Home, it's where the heart is.
Find a mortgage lender you can trust and go for it. Your lender can get you qualified and also lead you in the right direction to resolved any issues that might arise. If you don't have a banker or mortgage lender, allow me to help you make that decision.
Create the game plan to make it happen, set a budget and stick to it. Budgets and limits are never fun, a fact that might surprise you; everyone has one " a Budget" that is. Anyone who wants something has to have a solid plan to achieve it.
Select your agent and commit to that agent. If you call several agents fishing for information none of them will be working for you at that point. They all work for the seller until you commit to the working relationship. Never disclose any information about your situation or financial status. It can be used to benefit the seller. If you haven't selected your agent proceed with caution.
Once you have selected your mortgage lender and agent, make an appointment with each to establish what you want? The price that is comfortable for you on a monthly basis. The particulars that you are looking for in your new home and how long it will take to achieve it.
Be patient and work the plan, never lose site of the goal and allow the team you have selected to work for you. The end result will be Home!
